About Cardinal Financial

We will find the right mortgage for you!

If you are considering buying your first home… Congratulations! Purchasing a home could very well be one of the largest financial decisions you decide to make. Not only is it a rewarding and fulfilling experience, but it can be a complicated process from beginning to end. At Cardinal Financial we are dedicated to making sure your home loan is taken care of swiftly and easily without any headaches. 

What Matters to You Matters Us

Fast Closings 

Using our proprietary lending platform, we’re able to get your loan closed fast and get you in your new home faster.

Affordable Down Payments

Put down as little as 3% on a fixed-rate mortgage. Ask about Mortgage Insurance options. 

No Hidden Lender Fees

We don’t hide anything in the find print. Its our priority to keep you informed of your financial obligations. 

Loan Options


  • The most popular loan in the country and the epitome of a basic loan
  • Put down as little as 3% for fixed-rate loans
  • Credit score as low as 620 accepted


  • For people who need a little credit flexibility 
  • Put down as little as 3.5% 
  • Credit score as low as 580 accepted


  • A large loan amount for people looking into luxury homes
  • put down as little as 10% 
  • Credit score as low as 660 accepted


  • A loan for veterans or active service members
  • 0% down payment
  • Credit score as low as 550 accepted 


  • For people looking into rural properties 
  • 0% down payment
  • Credit scores as low as 580 accepted

These snapshots provide a general overview and are not set in stone. At Cardinal Financial, every loan is crafted specifically to fit each borrower’s unique financial picture.